OasGroupsConstruction Loan
HOME CONSTRUCTION LOAN :
Many Banks & NBFC via OAS Groups offers Home Loans for the purpose of self-construction of a residential house property. This is a unique offering for customers who already have land owned by them and need funds for financing the construction of the residential house property on the land.
Advantages of taking Construction Home Loan via OAS Groups.
Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans by Banks & NBFC Pan India branch network.
Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans
Excellent post disbursement services
Facility of enhancement in loan amount in the event of escalations in cost
Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
High standards of ethics, integrity and transparency
Various repayment options
What are the Documents Required to avail a Construction Home Loan?
The process of getting a Construction home loan can be made easier if you know exactly what documents you need to submit with your application. The documents are filed according to the eligibility criteria.
The list of required documents is below:
The list of required documents differs from bank to bank or NBFC. But we have given a generic list of required documents below:
Neatly signed and filled Construction home loan application form
Passport-size photographs
Statements of investments (if any)
Copy of plan approved for the proposed construction/extension (in case of applying for home loan for extension)
Cost estimation or valuation report from the Banks or NBFC's panel CA
Allotment letter of housing board/NOC of the society/builder etc.
Bank statements and salary slips of last 6 months from application date
Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.
Valuation/cost estimation report from evaluator approved by the NBFC or Bank
Property papers with OC and CC
Additional Documents to be submitted by salaried applicants:
Salary certificate from the employer (original).
Copy of ITR or Form 16 for last 2 years.
Additional Documents to be submitted by Non-Salaried/Self-Employed/Professionals/Other:
Copy of challans proving that Advance Income Tax has been paid.
Copy of ITR/Assessment Orders of 3 years.
Business proof (registration of business)
Bank statements of last one year
Why Select Oas Groups To Apply For Construction Home Loan?
Oas Groups is Jharkhand's fastest growing financial distributors. A comprised team with mammoth experience in finance and internally developed highly proficient Loan Calculator algorithm, we are pledged to offer solutions to all your financial needs. Borrowers can apply for home loans with Oas Groups latest online application process. You can choose from a plethora of banks and NBFCs on our website for your loan. We help you borrow right.
Hassle free process
We have developed an efficient, smooth and easy process for our consumers to get a home loan. Our easy to use online procedure allows consumers to apply documents quickly. Our highly proficient Loan Calculator also guides the consumers to embark on a hassle free process.
Benefits of applying with us
We value our consumers and are always on our toes to give them benefits of our expertise. Applying for a home loan with us, gives you a chance to avail the best offers and deals from our partner banks and NBFCs.
Compare your loan options
You can compare interest rates, offers and services on our online portal. This will guide you to make the right choice and choose the right lender for your home loan as per your budget and expectations.
Free expert guidance and advice
Our financial experts are always ready to give you the perfect advice. These highly trained professionals in finance know the back and forth of the industry. Our dedicated team of experts will help you at any given time, to choose the right home loan, without charging a dime.
Privacy policy
We, at Oas Groups understand the value of your documents and keeping them safe and private. Your loan applications are processed electronically with complete privacy and transparency.
Contact with our Team.