OasGroupsPersonal Loan
EASY Loan
About Personal Loan:
A personal loan refers to money that is borrowed from a financial institution, for personal (not professional or business) use. In opposition to larger and long-term loans, personal loans are taken into relatively short to medium terms. Generally personal loans are used to pay for one-time or short term expenses where a borrower (the person who is getting the loan) doesn't normally require disclosing the specific reason for the loan. This type of loan is used by many to resolve their current financial needs. A personal loan is taken for tenure of one to five years. Also these require lowest formalities and no collateral or security. It is a type of unsecured loan which can be availed on the basis of various criteria. Level of income, employment history, credit score and scope for repayment are those specific criteria. Considering these criteria and lender, the APR (Annual Percentage Rate) of personal loan can be anywhere between 11.29% to 35%.
Why Should I Take A Personal Loan?
In every individual's life there comes a moment where you urgently need a specific amount of money which can't be covered by your savings. The amount can be needed for any personal reason like home renovation or vehicle repair, to pay unexpected medical bills, for wedding, travel, credit card outstanding balance transfer etc. Here the option of getting this desired amount via personal loan comes extremely handy.
Why Choose OAS Groups To Apply For Personal Loans?
OAS Groups is one of Jharkhand's leading distributors. You can avail an instant personal loan anywhere in Jharkhand and India like; Ranchi, Jamshedpur, Bokaro,Khunti,Mumbai, Bangalore, Delhi, Bhopal, Indore, Kolkatta, Jaipur, Hyderabad, Jodhpur, Lucknow, Mangalore, Nashik, Nagpur, Pune, Raipur and Varanasi. With over a decade of experience in the loans industry, we strive to help our customers get the best offers and deals on instant personal loans.
Hassle free process:
We have developed an efficient, smooth and easy process for our consumers to get a business loan. Our easy to use online procedure allows consumers to upload their documents quickly. Our highly proficient Loan Calculator also guides the consumers to embark on a hassle free process.
Free expert guidance and advice:
Our financial experts are always ready to give you the perfect advice. These highly trained professionals in finance know the back and forth of the industry. Our dedicated team of experts will help you at any given time, without charging a dime.
Benefits of applying with us:
We value our consumers and are always on our toes to give them benefits of our expertise. Applying for a personal loan with us, gives you a chance to avail the best offers and deals from top Banks & NBFCs.
FEATURES AND BENEFITS OF PERSONAL LOAN:
Borrow up to Rs.40 lakh, if not more.
Opt for a loan tenure of up to 5 years and repay your loan in easy instalments.
Submit your application through offline channels.
Minimal paperwork and documentation required.
No restrictions on how the loan amount can be used.
Affordable interest rates ranging between 10% p.a. and 24% p.a.
Helps in consolidation of debts.
Quick approval.
Pre-approved loan offers.
PERSONAL LOAN BALANCE TRANSFER:
The personal loan balance transfer facility gives customers the benefit of transferring their existing loan to another financial lender. This can be done if the other financial lender is offering a better interest rate, if the tenure is a lot more flexible, if they wish for a top up on their existing loan, etc.
KEY FEATURES AND BENEFITS:
Get a reduced interest rate on the existing loan amount.
Option to top-up the loan.
Avail flexible repayment options.
Avail benefits such as zero processing fee, waiver of last EMI benefit, etc
To get better customer care service.
Privacy policy:
Oas Groups understands the value of your documents and keeping them safe and secure. Hence be rest assured as your loan applications are processed electronically with complete privacy and transparency.
Note: *The list of documents differs from bank to bank. The above given list is generic, not specific.